Eight focused advisory services. Most clients only use two or three — we’ll tell you which ones up-front based on your situation, not push the longest invoice.
A 1-on-1 review of what you can actually afford — not just what the bank will lend you. We model your TDSR and (if applicable) MSR at the 4% stress-test rate, scope your downpayment cash plus BSD/ABSD, and walk you through a realistic timeline.
You leave with: a written loan ceiling, a cash-on-hand budget, and a confirmed property class (HDB / EC / Private).
We score any project — new launch or resale, HDB / EC / private — on all 8 pillars of our proprietary investability framework: MRT, growth hotspots, GLS pipeline, project size, tenure, yield, school catchment and MOP demand. Compare two completely different addresses apples-to-apples.
You leave with: a 0–100% Investability Score, a Green / Yellow / Red verdict, and the data behind it. See the framework →
A structured, end-to-end walkthrough of our buyer roadmap: define your “why”, lock in budget, pick the property class, shortlist by location, evaluate like an investor, secure financing and OTP, handover. Done over 2–3 working sessions across 3–6 weeks.
You leave with: a decision-ready shortlist and a step-by-step timeline to OTP. See the framework →
HDB-to-private path planning, sell-first vs sale-and-purchase, the decoupling math (including ABSD impact, CPF accrued interest, and the legal-fees offset), and timing the moves so your bridging cash and TDSR stay clean.
You leave with: a 3–5 year strategic roadmap, with tax and cashflow sensitivities modelled.
Pre-launch unit selection strategy: stack & floor preference, balance unit chart reading, PSF benchmarking against comparable launches, IPA coordination across 2–3 banks, and OTP execution on launch day. Includes VVIP preview access where available.
You leave with: a ranked unit list, a launch-day execution plan, and a real-person at the showflat with you.
Pricing strategy based on recent transacted comparables (not asking prices), professional photography and staging, multi-channel exposure (PropertyGuru, 99.co, EdgeProp, social, video walk-throughs), viewing coordination, and offer negotiation through to OTP.
You leave with: a documented marketing reach report, the offers received, and the executed transaction.
End-to-end management of the transaction itself — OTP and S&P timelines, COV / valuation handling, lawyer and banker liaison, CPF withdrawal coordination, completion appointment scheduling. We hold the calendar so you don’t miss a clock.
You leave with: a closed transaction and a clean paper trail.
A no-strings review of a decision you’re already weighing — should I exercise this OTP, is this PSF reasonable, should I decouple or sell, what’s the real downside on this unit? You bring the situation; we bring the data and an honest answer.
You leave with: a verdict, the underlying numbers, and (where relevant) alternatives.
Every service above follows the same four-stage arc. The difference between services is depth and duration.
Zoom or in-person. We listen first, ask the harder questions, and tell you which one or two services actually fit your situation. No deck, no pitch.
A written scope of what we will do. We then put your situation through the relevant frameworks — NAVIS PrimeKey, affordability model, decoupling math, comparable-sales pull.
We present the findings, you challenge them, and we adjust together. At the end of the strategy session we will have built — with you — an executable plan and a clear timeline of the moves to make. We don’t do long written recommendations that sit in a drawer; we leave you with something you can act on the next morning.
If you choose to act, we represent you through to completion — OTP, financing, conveyancing, handover. We then check in at 3 and 12 months post-handover. Property advisory doesn’t end at the key collection.
Independent advisory is not for everyone. These are the situations where we add the most value.
3–12 months out from BTO collection or first private purchase. Want a framework, not a sales pitch.
Post-MOP considering condo. Need the sell-first vs sale-and-purchase math done properly before signing anything.
Existing owners weighing decoupling, ABSD optimisation, and the 5–10 year asset-progression view.
Buying for the next two generations, often with school catchment and accessibility as binding constraints.
Looking for cash-flow-positive setups in OCR / RCR with credible long-term capital growth.
Reorienting to the current rule set after years away — ABSD, cooling measures, HFE, and what’s actually changed since you last bought.
An 8-pillar Investability Score from 0–100%. Compare any two Singapore properties — apples-to-apples — on connectivity, growth zones, GLS, project size, tenure, yield, schools and upgrader demand.
See the framework → Buyer roadmapA structured walkthrough from the first “why” to the keys in hand — budget, eligibility, location, evaluation, inspection, financing & OTP, handover. Free to read. Free PDF. No email gate.
See the framework →Every shortlist and recommendation runs through our proprietary NAVIS PrimeKey Analysis 8-pillar framework. You see the score, not just our opinion.
If a project doesn’t fit, we’ll say so — even if we’re marketing it. Our incentive is your second purchase referral, not your first signature today.
From the first “just wondering” message to the post-handover check-in, the conversation stays open. Reach out anytime — questions, doubts, numbers you want sense-checked. We don’t charge for conversations or advice; we only charge for the structured engagements you choose to take further.
No pitch deck, no obligation. Tell us where you are and what you’re weighing — we’ll tell you which one or two services fit, and what to do next.
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